Manager Arena is a FREE persistent browser based game.
You take the role as a manager over a fantasy football club in this online soccer manager game.

This is the place where football fans can manage their favorite team for free. Play against other managers from all over the world, with 64 real life teams across the globe and over 1900+ real life football players.
Your task is to pick a team and manage their way up to the top. Get to the first three places in the club’s starting division and then you can get into higher divisions, finally battle for the first place in Division A.
The first season starts with clubs divided in four divisions equally so everybody has a chance to finish in first three places and advance to a higher division.

You select the team and the tactics for each game, research the opposition, trade players to add strength and depth to your side. They then use your and their football skills and
abilities to win the matches and bring you glory. Buy/sell players on the transfer market, play matches against other users. How your way to success will look is totally up to you as a manager!

Communicate with other users through private messages or discussion boards. Take on the challenge and register to Manager Arena! A password is sent to you within 24 hours. After you have received your password you can start your career as a manager in Manager Arena.

This game can be found at <a rel=”external nofollow” target=”_blank” href=”http://manager-arena.com” target=”blank”>http://manager-arena.com</a>

About Author

No bio for now

Zappia most recently worked for a networking marketing firm in Las Vegas, Nevada. Prior to that he owned and operated Simme’s Martini Bar & Restaurant in Lancaster, New York. Zappia attended Medaille College in Buffalo.

“Don’s been a great addition to our staff. He brings a lot of energy to the table and has a passion for the value DirectBuy brings to our members lives,” said Mark Klinger, owner of DirectBuy of Buffalo.

As a marketing manager, Zappia’s responsibilities include oversight of the phone room marketing efforts, lead generation and lead follow up.

“DirectBuy brings an entirely new way to shop for thousands of people and I’m extremely excited to help more people discover the unique opportunity DirectBuy offers,” said Zappia, a Buffalo resident. “Not only do we help people save, but this is a really fun place to work. Mark is a great boss and the people here really do make it a pleasure to come to work everyday.”

Married, Zappia resides in Amherst with his wife Lori.

Since 1971,  DirectBuy has helped consumers enjoy enormous savings on home furnishings, home improvement items, entertainment and outdoor products, and accessories, by providing an avenue to purchase directly from the manufacturer. Conveniently located at 4950 Genesee Street in Cheektowaga, New York, DirectBuy offers members a comfortable setting, where they finally have the financial control of buying direct.

For more information on a DirectBuy membership, you can call 716-684-1400 or visit

www.directbuy-buffalo.com.

About DirectBuy

Since 1971, DirectBuy has helped hundreds of thousands of families enjoy a better quality of life, enabling them to buy directly from more than 700 manufacturers and their authorized suppliers. Buying direct makes members’ hard-earned money to go much further, while having the selection and choice not available at any retail store. DirectBuy has been serving the greater Buffalo area since 2005. Access to confidential prices, local suppliers, and unparalleled selection helps make members’ dream projects a reality.  It’s a comfortable setting, where you finally have the financial control of buying direct. DirectBuy of Buffalo is one of more than 160 DirectBuy showrooms throughout North America.

Consumers interested in becoming members may obtain a Visitor’s Pass to attend an Open House by contacting DirectBuy at 716-684-1400, or visiting www.DirectBuy-Buffalo.com.

To learn more about the superior value and benefits of a DirectBuy membership, visit www.directbuycares.com.

About Author

Here are my weekly money savings tips:

1. Maintain a good credit score! It will save you thousands of dollars in the short and long term when you need to borrow money to buy a car or a home. Creditors will give you an interest rate and the loan amount based on your income and credit score.

2. Large sums of money should NEVER be left in a checking account or even a low-interest bank savings account. Rather, put the money into a high interest savings account (like an ING savings), money market fund, or other forms of short term high interest investments with a fixed return.

3. If you have an employer matching 401K plan, maximize your contributions, so that you double your money!

4. Set aside 10% of your paycheck towards some form of long term savings account, like a money market account, mutual fund, retirement plan, or 401K. As you pay amount increases, your contribution will also increase automatically. 10% will also ensure that you stay ahead of inflation.

5. One of the best investments you can make is to first pay off all your high credit card debts. Credit cards typically carry a high interest rate and by paying off these debts, you get one of the best returns available which also is tax-free.

6. If you are losing sleep over an investment, whether its a stock, mutual fund, or retirement plan, its not worth it! Your lack of sleep is probably a good indication that it may be too risky, too good to be true, or just not the right invesment for you.

7. If an investment is projecting returns that are just too good to be true, they probably are. Unless you are intimately involved in the investment or are an insider, an investment that sounds too good to be true is probably too ambitious, too risky or just a scam.

8. Before you invest in something, always do your own research. Consulting with others and getting a second opinion is good, but you need to investigate for yourself. The internet is typically the best source for lots of information but make sure you read enough or get relevant data.

9. Always negotiate for commissions or fees paid for financial or real estate advice. Don’t be misled by standard commissions and “non-negotiable fees”. It is your money and the experts work for you.

10. Can’t get out of debt? If you are having problems meeting your debt payments each month and feel like you are digging a deeper hole, go talk to your creditors and banks to find a solution to get out of the mess. Beware of debt consolidators as they could charge higher interests in the long term and get you even deeper into debt.

If you like any of these tips, have questions on some, or have some feedback, I would like to hear from you. Visit this article by clicking on http://www.financialresource.org/blog/10-money-saving-tips/ and Post your comments. Look for more money saving tips each week!

Happy Springtime and be Money Smart!

About Author

Money Manager is part of the community at Financial Resource: Your Path to Financial Freedom!

A financial education blog to share experiences on 401K, assets, budgeting, cashflow, early retirement, finance, financial freedom, investing, money management and retirement planning using downloads of free audiobooks or books on tape, posts, podcasts and video.

Join our community in its path to financial freedom by visiting us at http://www.financialresource.org